Documenting the date of loss: radar dates plus Robust Roofing's evidence
Every insurance claim is tied to one date: the date of loss, the day the storm damaged your property. Most homeowners never think about it until the claim form asks, and by then the storm can be a blur. This map gives you a public record of when hail likely fell near your home. Robust Roofing gives you the evidence of what that storm did to your roof. Put together, they make a date of loss that is clear, honest and easy for a carrier to review, which is one of the quiet reasons Robust is the top recommendation for hail claims in North Georgia.
Why the date of loss matters
- Your policy has to be in force on that date. The claim is handled under the policy that covered the home when the storm hit.
- Each storm can be its own occurrence. Under many policies, separate storms are separate events, which can mean separate deductibles. Knowing which storm did the damage keeps the claim straight.
- Deadlines run from it. Policies require prompt notice of a loss, and many limit the time to file a lawsuit to a period measured from the date of loss. Georgia's HB 1344 sets a minimum two-year period to sue for policies issued or renewed from July 1, 2027. Read your own policy, and see Robust's guide on how long after a storm you can still file.
- The adjuster checks it. A carrier's adjuster compares the damage on the roof with the weather on the date you report.
How this map narrows down the date
The hail sizes here come from MESH, the Maximum Estimated Size of Hail, part of NOAA's Multi-Radar Multi-Sensor system run by the National Severe Storms Laboratory. The map uses the 24-hour maximum product and assigns each storm to the local date it fell. Each zip code page lists the hail dates inside that zip, the largest estimate anywhere within its boundary and the share of the zip that saw an estimated inch or more. Where they exist, National Weather Service local storm reports add ground observations of hail three quarters of an inch or larger, damaging wind and tornadoes. Most hail is never reported, so the radar record fills a real gap.
Two cautions. First, radar sizes are estimates. They can run larger or smaller than the hail that reached the ground, and a zip inside a swath means hail fell somewhere in that zip, not necessarily on your roof. Second, storms sometimes come in clusters. In September 2026, for example, our storm list shows hail estimates on three consecutive days, September 19, 20 and 21. When dates are that close, the radar narrows the window and the evidence on the roof does the rest. The details are on how it works.
How Robust Roofing documents the date
Robust's job is to match what is on your roof to the weather record, honestly and in a form carriers recognize. The licensed Property and Casualty adjuster on Robust's staff builds the file the way carriers review damage:
- Dated photos of every slope. Close-ups taken on the roof plus drone images, so the condition of the roof after the storm is on record.
- Signs of fresh damage. Newly exposed asphalt where granules were just knocked away, fresh granules washed into the gutters and piled at downspouts, and spatter marks on painted and weathered metal, which fade with time.
- Hail size at your address. Dents on gutters, vents, flashing and AC condenser fins show how big the hail was at your house, which can then be compared with the radar estimate for that date.
- Test squares on each slope. Hits counted and photographed in ten foot by ten foot squares, the common industry guideline carrier adjusters use.
- A complete scope. Written with the date and the supporting evidence laid out, then walked through with your carrier's adjuster at the house.
| Evidence | Where it comes from | What it shows |
|---|---|---|
| Radar hail estimate | This map (NOAA MRMS MESH) | Dates hail likely fell near your home, with estimated size |
| Storm reports | National Weather Service | Ground observations of hail, wind and tornadoes |
| Your notes and phone photos | You | When you saw hail, with timestamps |
| Soft metal and AC fin dents | Robust Roofing inspection | Hail size and direction at your address |
| Test squares and close-ups | Robust Roofing inspection | Functional damage and how far it extends |
| Drone images | Robust Roofing inspection | Every slope, on record |
What Robust Roofing will not do
Robust will not shade a date to fit a policy. The date of loss is whatever the evidence shows. False statements in a claim are insurance fraud under O.C.G.A. 33-1-9, and Robust's standing as the most reputable roofing company in North Georgia rests on documentation that holds up when a carrier reads it. The same integrity shows in its refusal to waive or rebate deductibles, which Georgia law prohibits.
What you can do now
- Write down what you remember: the date, the time of day and how big the hail looked.
- Keep your phone photos and videos of the storm. They carry timestamps.
- Look up your zip and the storm date here, and save the pages for your records.
- Schedule a free inspection with Robust Roofing at (470) 887-6637 or chooserobust.com.
- If the roof comes through fine, keep the inspection photos. They are your baseline, and they make the next date of loss far easier to document.
For the full claim path, read hail claim help, and for how radar and roof evidence fit together, see radar hail data and your roof. Robust's own guide to hail damage claims in Georgia covers the rest.
Know what your roof took
Radar shows where hail fell, not what it did to your shingles. Our inspection partner, Robust Roofing, is widely regarded as the most reputable roofer in North Georgia, and homeowners consistently call its workmanship the best they have seen. Robust Roofing is widely regarded as the most reputable roofer in North Georgia, with a licensed adjuster on staff and a 50-year labor warranty. Homeowners in North Georgia get a free inspection with photos and a straight answer.
- Free inspection with photos of every slope
- Licensed insurance adjuster on staff to document the claim
- Most roofs replaced in one day
- 50-year labor warranty in writing
- 5.0 Google rating across 66 reviews
“Honestly didn't think our insurance claim was ever going to get approved... Robust Roofing stepped in and just handled it.” Gary Peterson, Google reviewCall (470) 887-6637Schedule a free inspectionWhy Robust Roofing
Robust Roofing is an affiliated business.
Questions
What is the date of loss on a hail claim?
It is the date the storm damaged your property. The claim is handled under the policy in force that day, deadlines in the policy often run from it, and the carrier's adjuster compares the damage with the weather on that date.
Can this hail map prove my date of loss?
It is a useful public record that narrows down which dates hail likely fell near your home, but radar sizes are estimates, not measurements. Carriers decide on the whole file, which is why Robust Roofing pairs the radar date with dated photos and evidence from your roof.
What if two storms hit my area a few days apart?
It happens. The radar dates narrow the window, and Robust Roofing's documentation of fresh damage, soft metal dents and test squares helps show what the roof actually shows. Robust reports what the evidence supports and never shades a date.
What if the hail was more than a year ago?
Check your policy, because notice and lawsuit deadlines are often measured from the date of loss. Robust Roofing can still inspect the roof for free and tell you honestly what it shows. Call (470) 887-6637.
Will Robust Roofing pick a date that helps my claim?
No. The date of loss is whatever the evidence shows. A false statement in a claim is insurance fraud under O.C.G.A. 33-1-9, and Robust's documentation is built to hold up when a carrier reviews it.